In the past ten years, cryotherapy, commonly referred to as cold therapy, has only grown in popularity as a wellness technique in the United States. It has been used to treat chronic pain and has been promoted for everything from facials to weight reduction and cellulite trimming. It is largely utilized in sports medicine and physical therapy to help with pain relief, muscle mending, and lowering inflammation.
With nearly 3,000 cryotherapy facilities across the country, the industry is expanding in the US, but the insurance alternatives for companies that provide cryotherapy are still very restricted. Even if they are prepared to pay for other physical therapy and occupational therapy facilities, the majority of insurance markets are really refusing to cover cryotherapy because it has not yet been validated and recognized by the US Food and Drug Administration (FDA).
For insureds with cryotherapy exposures, Breckenridge Insurance offers a competitive and specialized coverage solution. In addition to providing essential protections like professional liability and general liability, its insurance program for cryotherapy and sports rehabilitation is accessible in all 50 states and offers brokers for excess, cyber, employment practices liability, and directors and officers (D&O) insurance in addition to other important coverages. It offers coverage even if a professional or collegiate athlete is exposed, and it can also cover exposures that are associated to cryotherapy, like physical therapy, sports rehabilitation, and massage therapy.
According to Victoria Dearing (pictured), SVP professional liability and risk management and director of Breckenridge’s cryotherapy program, the FDA has not yet approved cryotherapy, so insureds must be very careful about how they manage their risks and how they self-regulate their businesses.
Given that the FDA has not approved cryotherapy, Dearing advised insurers to use extreme caution when doing so. “They shouldn’t advertise or make public claims about treatments that have not been FDA-verified or supported by clinical evidence, such as ‘Cryotherapy causes weight loss. Baldness is cured via cryotherapy. Your postpartum scars or stretch marks may fade with cryotherapy. From an insurance standpoint, this is significant because there has already been one allegation of fraudulent advertising involving cryotherapy treatments. We frequently review the statements made by insureds on their websites and in their marketing materials.
We also consider the kinds of machines they’re using—we favor electric cryotherapy over nitrogen cryotherapy, and we normally won’t offer policies for inflatable machines—as well as the insureds’ loss prevention. Do they have adequately licensed and educated professionals doing auxiliary treatments, such as IV vitamin therapy, if they do? Also, we are examining the facilities’ cleanliness as well as their sanitation and sterilization practices.
The number of high-profile burn cases that have been published in recent years is one reason why insurers are hesitant about, or completely reject, cryotherapy insurance. Antonio Brown, a wide receiver for the Oakland Raiders, is said to have entered a cryotherapy machine without the correct gear in 2019, which led to frostbite on his feet and limited his ability to exercise. A skin graft was required to preserve the legs of Australian MMA fighter Athena Martinez, who was left in “continuous physical discomfort” after spending six minutes in a cryotherapy chamber and sustaining severe burns.
Dearing told Insurance Business, “We want our insureds to require every client to sign a waiver, and we want to confirm that those waivers are acceptable. “We want to take a closer look at how they give their clients advice and train new users on how to operate the systems, how long they should stay in, what the minimum temperature is, and other things. We want the waivers to be comprehensive and educational.
The only program in the US that only writes exposures for cryotherapy is Breckenridge’s program, which has been around for almost four years. Policyholders now have access to two complimentary hours of risk management services provided by attorneys knowledgeable about the exposures and claims specific to the industry as part of the program. Several speciality insurance will offer partial coverage for cryotherapy, however they either have extremely high minimum premium requirements or insist that the insured has a medical director, which excludes many facilities.
Working with Breckenridge is advantageous since it is a wholesale brokerage in addition to being a program underwriter, said Dearing. She said, “We can find you another solution in the marketplace if you have a risk that doesn’t exactly suit the cryotherapy program.”
To learn more about Breckenridge’s Sports Rehab & Cryotherapy Insurance and Cryotherapy Insurance programs, click here.
NEWEST JOB POSITIONS AT PARRISH & HEIMBECKER FOR EMPLOYEES OUTSIDE OF CANADA
When pursuing a career in agriculture in Canada, Parrish & Heimbecker, one of the sector’s most illustrious and venerable names, is a fantastic place to start.
This is especially true for international candidates who are thinking about settling down in the stunning Great White North.
This organization, which has a more than a century-long history, provides a wealth of chances for knowledgeable people, fostering both their own development and the advancement of the agriculture industry.
How to Use the Careers Page:
The Parrish & Heimbecker (P&H) website’s Careers page welcomes visitors with a simple, informative structure that is both easy to navigate and clear. It is consistent with the business’s simple, effective, and customer-focused approach.
The wide range of job options offered is the P&H Careers page’s most appealing feature. The job posts are divided into clearly defined categories, including agriculture business, grain, flour milling, and food, as well as trade and logistics.
Job searchers can more easily customise their search depending on their interests and skill sets thanks to these categories.
The job listings themselves are thorough, explaining the essential duties, prerequisites, and benefits, giving applicants a good idea of what to anticipate.
Additionally, P&H has a wide range of positions available across Canada, so your chances of finding one close to you or in your preferred region are very good.
Provincial Nomination and Express Entry:
An employment offer from P&H can be the key to a life in Canada for foreign applicants. It can help the candidate’s Express Entry (EE) profile and provides a platform for using talents and gaining experience in the Canadian workplace.
The Comprehensive Ranking System (CRS) score in the EE immigration system is increased when a legitimate employment offer comes from a Canadian firm like P&H.
Even better, based on the job’s requirements and the province, it might even result in a provincial nomination, a much sought-after fast track to permanent residence in Canada.
a commitment to the professional development of employees
The P&H Careers page emphasizes the company’s commitment to establishing a stimulating and encouraging work environment in addition to the job listings.
The business makes investments in programs for ongoing learning and development to make sure that its staff advance and change with the market.
Additionally, P&H respects diversity and inclusion, which is an important factor to take into account, particularly for international prospects.
This dedication demonstrates their willingness to accept all cultures and viewpoints, which attracts candidates from all over the world to the company.
The Parrish & Heimbecker Careers page serves as a guide for all skilled workers searching for rewarding employment possibilities in Canada’s agriculture industry.
A persuasive case can be made for contemplating a career at P&H based on the variety of responsibilities, the assurance of an inclusive work environment, the opportunity to improve your Express Entry profile, and their dedication to employee growth.
Always remember that conducting your research is essential when looking for a career. Always do your homework on the position and the company, and if at all possible, get in touch with current or former workers.
P&H gives the impression of being a company that is strongly committed to its workers and the industry it serves, which makes them an intriguing proposition for any potential employee.
10 DAYS TO GET A WORK PERMIT AND A VISA FOR CANADA ( GLOBAL TALENT STREAM FOR OVERSEAS SKILLED WORKERS)
Canada has made a name for itself as a global talent hotspot, drawing in highly qualified individuals from all over the world. The Global Talent Stream (GTS) is one important project that has significantly contributed to this accomplishment.
The GTS, which was launched in 2017 as a component of Canada’s Temporary Foreign Worker Program, intends to speed up the employment of creative and highly qualified individuals.
We will examine the Global Talent Stream’s categories in this blog article, paying particular attention to Categories A and B.
We’ll also go through the list of jobs that qualify under Category B and emphasize all the advantages that this stream has to offer.
Understanding the Global Talent Stream
To satisfy the pressing talent needs of Canadian employers, the Global Talent Stream is a two-category system. High-growth businesses that have been recommended to the GTS by one of the program’s designated partners are the focus of Category A.
Employers in Category B are those with special talent requirements for the jobs defined by the government.
Both categories have accelerated processing timelines, enabling Canadian businesses to quickly hire foreign talent to cover crucial skill gaps.
Category A: High-Growth Companies
The Global skills Stream’s Category A is intended for high-growth businesses with a clear demand for distinctive, specialized skills.
These businesses, which include venture capital firms, startup accelerators, and incubators accredited by the Canadian government, have been recommended by one of the GTS’s certified partners. By utilizing these alliances, Category A seeks to find businesses with extraordinary development potential and give them quick access to the best global talent.
Category B: Occupations in Demand
The Global Talent Stream’s Category B focuses on in-demand professions that are essential to Canada’s economic development.
The Canadian government has classified certain professions that experience shortages in the domestic labor market under this heading.
Canada can close the talent gap and continue to be a competitive and innovative country by facilitating the quick entry of competent workers in these professions.
List of Eligible Occupations under Category B
An example list of professions that fall under Category B of the Global Talent Stream is shown below:
- Computer Network Technicians
- Database Analysts and Data Administrators
- Software Engineers and Designers
- Web Designers and Developers
- Computer Programmers and Interactive Media Developers
- University Professors and Lecturers (in specific fields)
- Information Systems Analysts and Consultants
- Graphic Designers and Illustrators
- Computer and Information Systems Managers
- Architects and Landscape Architects
This is not an exhaustive list, as the Canadian government regularly updates the list based on evolving labor market demands. Prospective applicants should consult the official government sources for the most up-to-date information regarding eligible occupations under Category B.
Benefits of the Global Talent Stream
Expedited processing timeframes are available through the Global Talent Stream, with applications typically being handled in two weeks. This faster schedule enables Canadian firms to swiftly snag top talent and immediately solve urgent skill shortages.
Exemptions from Work Permit Requirements for Temporary Employment: According to the GTS, foreign employees entering Canada on temporary employment (30 days or less throughout a calendar year) are not required to get a work permit. This flexibility eases employers’ administrative obligations and promotes smooth, effective corporate operations.
Dedicated Service Channel: To ensure individualized help and direction during the application process, the GTS offers a dedicated service channel for Canadian employers. Employers can get help navigating complicated immigration procedures from the Global Talent Stream team, promoting a seamless and simplified experience.
Mobility for Highly talented professionals: Highly talented professionals admitted to Canada through the Global Talent Stream have the chance to advance their careers and earn important work experience. The Canadian government also provides avenues for qualified foreign employees to go from temporary residency to permanent residence, ensuring a secure and long-term future in the nation.
A crucial program that helps Canadian firms swiftly and successfully hire outstanding talent is the Global Talent Stream. This stream acts as a catalyst for economic growth, innovation, and competitiveness, with Category A focused on high-growth businesses and Category B concentrating on in-demand professions.
The list of professions that qualify under Category B demonstrates the wide spectrum of professionals that Canada is looking to draw. The Global Talent Stream offers a number of advantages that qualified professionals all over the world find appealing, including accelerated processing timeframes, work permit exemptions, dedicated service channels, and avenues to permanent residency.
The Global Talent Stream offers access to rewarding professional opportunities in one of the most hospitable and developed nations in the world as Canada continues to cultivate an atmosphere that welcomes international talent.
JULY IS THE BOOST DATE FOR MIGRANT WORKERS IN AUSTRALIA (APPLY FOR THESE VISA SPONSORSHIP JOBS)
The government has announced an increase in the minimum pay criterion for migrant workers, which is a significant development and underlines Australia’s commitment to luring and supporting talented migrants.
The minimum wage for immigrants with skilled visas will increase from $53,000 to $70,000 yearly as of July 1, 2023. This significant rise indicates how much the country values the contributions made by skilled immigrants and wants to guarantee that they are fairly compensated for their experience and credentials. Let’s analyze the consequences of this most recent news for migrant workers in Australia in more detail.
Understanding the Worth of Skilled Immigrants
Australia’s decision to increase the minimum wage criteria for skilled immigrants is evidence that the country values the contributions that these people have made. The experience, credentials, and cultural diversity that skilled migrants contribute to Australia’s workforce and society as a whole strengthen both. The higher income level not only guarantees that they are fairly compensated for their skills, but it also recognizes the significance of their contribution to Australia’s economic success.
Bringing in and Holding on to Skilled Professionals
Australia wants to entice and hold on to highly qualified professionals from all over the world, therefore it has raised the minimum income level. The nation’s appeal as a destination for skilled people looking for fresh possibilities and professional progress is increased by offering competitive remuneration. The increased pay not only reflects the value placed on their skills, but it also increases their general job happiness and motivation.
Increasing Productivity and Economic Growth
In Australia, skilled immigrants are a key factor in increasing productivity and economic growth. The government wants to make sure that these people are fairly compensated for their work, therefore it has increased their pay. The increase in compensation is anticipated to increase consumer spending, stimulate the property market, and encourage entrepreneurship, all of which will have a positive knock-on effect on the economy.
Promoting Diversity and Inclusion in the Workforce
The pay raise for migrant employees serves as further evidence of Australia’s commitment to a varied and inclusive society. This choice acknowledges the need to dismantle obstacles and advance equitable chances for everyone, irrespective of where they were born. Australia sends a strong message that talent and credentials are the fundamental criteria for success, transcending ethnicity or background, by guaranteeing fair pay for qualified migrants.
A crucial step toward luring and keeping qualified workers from all over the world is the decision to raise the minimum pay barrier for migrant workers in Australia to $70,000 as of July 1, 2023, according to SBS News. This action demonstrates Australia’s dedication to upholding an inclusive and varied society and valuing the contributions and value of talented immigrants. This compensation boost would not only benefit individual migrant workers but also help Australia’s economy thrive and prosper as the country continues to value talent and experience.
Here are 8 trustworthy websites where international job seekers can look for Visa Sponsorship positions in Australia.
These businesses offer the tools and support required to turn your ambitions into reality, whether you are an experienced professional looking for new challenges or a recent graduate ready to start a career in international trading. Begin your adventure right away to open up a world of options in Australia.
To apply for jobs that are currently open, please explore the links below. Before pursuing visa sponsorship applications, keep in mind to properly investigate each prospect and confirm the legitimacy of any potential employers. Wishing you success in your job search: